Coverage

This page provides an overview of some of the different types of insurance your can purchase through our agency, as well as a brief summary of the benefits of each.

Understanding Your Coverage Options

There are a lot of different types of insurance to choose from — but what kinds do you really need? Certain types of insurance are required by law, while others are so relatively inexpensive that it makes no sense not to have them.

The helpful agents at Hometown will carefully explain all the available options to you, ensuring that you can take advantage of the best rates on the coverage you really need.

Types of Coverage

  • Personal Insurance
    Auto, home, uumbrella, motorcycle, boat, RV, golf carts, campers, trailers, SR22. Do you need extra coverage for your jewelry, guns?
  • Business Insurance
    business owners policies, commercial general liability, property coverage, commercial equipment, commercial umbrella policies, commercial auto, workers compensation, professional liability, and E&O.
  • Trucking Insurance
    Commercial auto, general liability, workers compensation, disability, cargo coverage. On the Road certs on demand.
  • Life Insurance
    We can help you protect your family. Term to whole life coverage, for infants to adults. Estate planning, final expense coverage. Charitable donations, mortgage protection.
  • Health Insurance
    Individual, short term, dental & vision, disability, group, Medicare.
  • Cabin Insurance
    Short term rental, over night rentals, commercial liability, property coverage, hot tub & pool endorsement — our specialty!
  • Nonstandard Insurance


We look forward to helping you make sure you and your family are properly protected!